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2043 Garrard StreetCovington, KY 41014

Residential - Single Family MLS 639615 Price Reduced $2,000 on February 25th, 2026
2 beds 1 full baths
$187,000
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Listed By

Agency Name: Huff Realty - Florence
Agency Phone: 859-525-7900

Shown By

Agency Title: Cutler Real Estate
Agency Phone: 888-763-7575

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Property Description

100 percent Financing Available Through KY Housing or the City of Covington! This move-in-ready home combines charm, character, and modern updates in a highly convenient Covington location. Freshly painted, professionally cleaned, and featuring brand-new carpet, the home feels bright, clean, and truly turnkey. Maintenance-free vinyl flooring, ample natural light, and a beautiful stained-glass window add warmth and character throughout the interior. The remodeled kitchen includes stainless steel appliances, updated lighting, and cased windows that showcase the homes original craftsmanship. Additional major updates include a newer roof, newer water heater, and an energy-efficient furnace installed in 2022, providing peace of mind for years to come. A full basement offers excellent storage or future finishing potential, while the fireplace adds comfort and charm to the main living space. Outside, enjoy a private backyard perfect for entertaining, outdoor living, or a fire pit setup. Conveniently located near parks, dining, and downtown access, this home delivers affordability, functionality, and style in one complete package.

2043 Garrard Street | MLS# 639615

This single family home located at 2043 Garrard Street, Covington, KY 41014 is currently listed for sale with an asking price of $187,000. This property was built in 1904 and has 2 bedrooms and 1 full baths. Garrard Street is located within the Covington Indep school district. Search Covington real estate on www.cutlercigroup.com today.

Property Features

Property Type: Residential - Single Family
Basement: Unfinished, Walk-Out Access
Basement: Yes
Cooling: Central Air
Days on Market: 28
Fireplaces: 1
Heating: Natural Gas, Forced Air
Home Style: Traditional
Lot Size: 0.05 Acres
Roof Type: Shingle
Stories: 2.0
Year Built: 1904

Feature Descriptions

Appliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Microwave, Refrigerator
Exterior: Vinyl Siding
Fencing: Chain Link, Privacy, Wood
Fireplace: Brick, Inoperable
Fireplace Y/N: Yes
Foundation: Block
Interior: Laminate Counters, Storage, Entrance Foyer, Chandelier, Ceiling Fan(s), Multi Panel Doors
Laundry: In Basement
Lot: Cleared, Level
Lot Dimensions: of record
Parcel Number: 055-32-04-056.00
Parking: On Street
Patio/Porch: Patio, Porch
Property Condition: Existing Structure
Rooms Total: 7
Security: yes
Security: Security System
Sewer: Public Sewer
Structure Type: House
Sub Type: Single Family Residence
Utilities: Cable Available
Water: Public
Window: Insulated Windows, Vinyl Frames

Room Sizes

Entry: 8 X 6 Level - First
Living Room: 13 X 12 Level - First
Dining Room: 12 X 12 Level - First
Kitchen: 16 X 8 Level - First
Primary Bedroom: 11 X 11 Level - Second
Bedroom 2: 12 X 9 Level - Second
Laundry: 6 X 6 Level - Basement

Local Schools

High School: Holmes Senior High
Middle School: Holmes Middle School
Elementary School: Sixth District Elementary
School District: Covington Indep

Estimate Your Payment

Estimated Payment

$ 966.92 per month $912.37 Principal & Interest $0.00 Property Tax (data not provided by mls) $54.54 Homeowner's Insurance

Change Payment Information

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yearly (est.)
(Payments are an estimate and may vary by lender)
Croos Country Mortgage

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